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Financial operational risks key-controlling points of Chinese housing provident funds

机译：金融业务风险与中国住房公积金的关键控制点

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摘要

Chinese Housing Provident Funds (HPFs), which are long-term housing saving moneys of employees, have played tremendous roles in ensuring them to get their houses. With macro-economic environment change and various factors affection, the financial operational risks of HPF are increasing. HPF risk management has already become a research topic of universal attention. This paper gives review and remark to Chinese HPF system, analyzes financial operational risks, studies key-restricted factors, and explores key-controlling points. The authors suggest that Chinese HPF risk management must base on key-controlling points. It is concluded that effective risk management will be helpful for the HPF function to bring into full play.
机译：中国住房公积资金（HPF）是长期住房储蓄员工，在确保他们获得房屋时发挥了巨大的作用。随着宏观经济环境的变化和各种因素感情，HPF的金融业务风险正在增加。 HPF风险管理已成为普遍关注的研究课题。本文为中文HPF系统提供了审查和评论，分析了金融业务风险，研究关键限制因素，探索关键控制点。作者表明，中国HPF风险管理必须基于密钥控制点。结论是，有效的风险管理将有助于HPF功能，以充分发挥作用。

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