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SOCIAL HOUSING POLICY AND RENT-TO-INCOME HOUSING IN CANADA.

机译：加拿大的社会房屋政策和租金收入房屋。

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摘要

Canadian social housing programs providing subsidized rental housing to low income tenants are intended to ensure housing affordability to those otherwise unable to afford adequate housing. Tenants receive benefits through the application of a rent-geared-to-income formula, which is but one of the transfer programs in a complex system of taxes and benefits. While the success of a housing program depends on its net effects within the broader transfer system, these effects have not played a major role in the development of the Canadian rent-to-income formula.;The provision of affordable housing to those who cannot afford adequate housing without a subsidy is a major goal of federal social housing programs. The federal rent-to-income formula has traditionally relied on the rent/income ratio as the primary indicator of housing affordability, but other affordability definitions are also important. Thus, this dissertation addresses three different approaches to housing affordability: (1) the rent/income ratio, (2) the ability of the household to maintain an adequate living standard, and (3) the relative rental prices of subsidized and unsubsidized adequate housing.;When all of the system's transfers are taken into account in the calculation of income, the federal rent-to-income formula is shown to produce rent/income ratios which in some cases vary widely from both the 25 per cent standard and other ratio standards. However, because of the interaction between the rent formula and other transfers, both the rent/income ratio and the amount of rent paid can be deceptive if they are used as the only measures of housing affordability. Federal and provincial formulas are compared to each other and to rents for adequate market housing with respect to their effects on disposable incomes and equity. Both the federal and provincial formulas are shown to result in interprovincial horizontal inequities among subsidized tenants. (Abstract shortened with permission of author.).;This dissertation uses computer models of the income transfer systems of each of four provinces to analyze the effects on individual households of federal and provincial rent-to-income formulas, and of a hypothetical shelter allowance. Analyses focus on the impact of the application of rent-to-income formulas and the shelter allowance on the affordability, equity, and work incentives of transfer systems as they affect individuals.
机译：加拿大社会住房计划向低收入租户提供补贴的租赁住房，旨在确保那些原本无法负担得起适当住房的人能够负担得起住房。租户通过使用按租金计算的收入公式获得收益，这只是复杂的税收和收益系统中的转移计划之一。尽管住房计划的成功取决于其在更广泛的转移系统中的净效应，但这些效应在加拿大租金收入比公式的开发中并未发挥主要作用。;向那些无法负担的人提供负担得起的住房没有补贴的适当住房是联邦社会住房计划的主要目标。传统上，联邦租金收入比公式依赖租金/收入比作为住房负担能力的主要指标，但其他负担能力的定义也很重要。因此，本文研究了三种不同的住房负担能力方法：（1）租金/收入比；（2）家庭维持适当生活水平的能力；（3）补贴和无补贴的适足住房的相对租金价格。;在收入计算中考虑到所有系统的转移时，联邦租金收入比公式显示出租金/收入比，在某些情况下，该比例与25％的标准和其他比例有很大差异标准。但是，由于租金公式和其他转移之间的相互作用，如果将租金/收入比率和所支付的租金金额用作住房负担能力的唯一衡量标准，那么它们都具有欺骗性。将联邦和省级公式相互比较，并比较它们对可支配收入和权益的影响，以提供足够的市场住房租金。联邦和省级公式都显示出导致补贴的租户之间的省际水平不平等。 （本文摘要在作者允许的情况下缩短。）；本论文使用四个省份中每个省份的收入转移系统的计算机模型，分析了联邦和省级租金对收入公式以及假设的住房补贴对单个家庭的影响。 。分析的重点是租金对收入公式的应用和住房津贴对转移系统的可负担性，公平性和工作激励的影响，因为它们会影响个人。

著录项

  • 作者

    MORRISON, REBECCA SUSAN.;

  • 作者单位

    Carnegie Mellon University.;

  • 授予单位 Carnegie Mellon University.;
  • 学科 Sociology Public and Social Welfare.
  • 学位 Ph.D.
  • 年度 1985
  • 页码 467 p.
  • 总页数 467
  • 原文格式 PDF
  • 正文语种 eng
  • 中图分类
  • 关键词

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