在人口老龄化已成为现代社会常态的当下，一种介于家庭养老模式和社会养老模式之间的互助养老正在许多国家和地区悄然兴起。互助养老模式以其老有所为、活化资源，互助互爱、自立自治，参与共老、共享伴老等特质，为老年人营造了一个有尊严、有意义的生活共同体，使其展现了自我价值，减轻了家庭的生活负担，节约了政府的财政支出，也达成了良好的社会效益，实现了个人、家庭、政府和社会四个层面的多赢效应。应通过政府支持、社区主办、老人集中居住、互助服务等路径，有效实现“积极老化”的发展目标。%In modern society, the population aging has become normal. Between the family retirement model and the social retire⁃ment model, mutual-help retirement is quietly emerging in many countries and regions. Mutual-help retirement has many treats:pro⁃ductive aging, activating resources, mutual care, self-autonomy, participation and sharing with others. And it creates a dignified, meaningful life in the community for the elderly to show the self value, reduce the life burden of family, save the government′s fiscal expenditure, and also reach high social benefits. So, mutual-help retirement realizes a win-win effect of individual, family, govern⁃ment and society. Through government support, community direction, concentrate inhabitancy and mutual-help service of the elderly, it realizes the aim of "active aging" effectively.
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