The article discusses problems of law application, limit compensation and insurance compensation of payment for the high-speed train crash in Wenzhou on July 23, puts forward the law application and the method of limit compensation for payment of railway passenger train accidents, and the suggestions of perfecting the system of passenger insurance. It is reference to perfect railway legislation.%就7·23温州旅客动车事故赔偿法律适用、限额赔偿、保险补偿相关问题进行探讨，提出铁路旅客列车事故赔偿的法律适用、限额赔偿的制定方式以及完善旅客保险制度的建议，供完善铁路立法参考。
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