This paper selects the statistical panel data of 13 counties (cities) in Ningxia from 2012 to 2017, and uses the inclusive financial index model to analyze and evaluate the development level and trend of the inclusive financial development of Ningxia County. The survey shows that the development level of inclusive finance in Ningxia County is characterized by "fluctuation growth"and"fluctuation decline". The overall situation is the highest in northern Ningxia, the second in central China, the lowest in southern region, and the convergence of inclusive financial development in neighboring regions.%本文选取宁夏13个县(市)2012-2017年间统计面板数据,运用普惠金融指数模型对宁夏县域普惠金融发展水平与趋势演进规律进行分析评价.调查显示:宁夏县域普惠金融发展水平呈"波动增长"和"波动下降"两种格局分布,整体上宁夏北部地区最高,中部地区次之,南部地区最低,且临近地区普惠金融发展水平趋同.
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