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首页> 外文期刊>Annals of the New York Academy of Sciences >Future self-continuity: how conceptions of the future self transform intertemporal choice
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Future self-continuity: how conceptions of the future self transform intertemporal choice

机译：未来自我连续性：未来自我概念如何转变跨期选择

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摘要

With life expectancy dramatically increasing throughout much of the world, people have to make choices with a longer future in mind than they ever had to before. Yet, many indicators suggest that undersaving for the long term often occurs: in America, for instance, many individuals will not be able to maintain their preretirement standard of living in retirement. Previous research has tried to understand problems with intertemporal choice by focusing on the ways in which people treat present and future rewards. In this paper, the author reviews a burgeoning body of theoretical and empirical work that takes a different viewpoint, one that focuses on how perceptions of the self over time can dramatically affect decision making. Specifically, when the future self shares similarities with the piesent self, when it is viewed in vivid and realistic terms, and when it is seen in a positive light, people are more willing to make choices today that may benefit them at some point in the years to come.
机译：随着世界各地人们的预期寿命急剧增加，人们在做出选择时必须铭记比以往更长的未来。但是，许多指标表明，长期储蓄不足的情况经常发生：例如，在美国，许多人将无法维持退休前的退休生活水平。先前的研究试图通过关注人们对待当前和未来奖励的方式来理解跨期选择的问题。在本文中，作者回顾了蓬勃发展的理论和实证研究机构，它们采取了不同的观点，该观点侧重于随着时间的流逝对自我的感知如何能够极大地影响决策。具体来说，当未来的自我与真实的自我具有相似之处时，以生动和现实的眼光看待它，并以积极的眼光看待它们，今天的人们更愿意做出选择，这些选择可能会使他们在某种程度上受益。几年以后。

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