Q/My bank received a civil subpoena for records pertaining to one of our customers. The subpoena asked if the bank had filed "any" reports with government agencies pursuant to this customer's activities. The subpoena did not ask specifically if we filed a suspicious activity report, so it seems that citing the SAR non-disclosure provisions of the Bank Secrecy Act hints that we did indeed file. How should we respond? A/Citing the specific non-disclosure provisions of the law implies there is a SAR. It's not settled law, but the consensus seems to be that such a citation is best avoided. The response should be that your bank is complying, to the best of its ability. The bank needs to consult an attorney familiar with these types of subpoenas, as each court has its own protocols.
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机译：问/我的银行收到一份关于我们客户之一的记录的民事传票。传票询问该银行是否已根据该客户的活动向政府机构提交了“任何”报告。传票没有具体询问我们是否提交了可疑活动报告，因此看来，援引《银行保密法》中的SAR未披露条款暗示我们确实提交了。我们应该如何回应？ A /引用法律的具体保密规定意味着存在SAR。这不是定居的法律，但共识似乎是最好避免这种引用。应对措施应是您的银行尽其所能遵守。银行需要咨询熟悉此类传票的律师，因为每个法院都有自己的协议。
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