Things are changing along the Main Streets of the country, and the changes in many cases are making business banking more of a challenge than ever. Take the case of Blair Hillyer, president and CEO at First National Bank, Dennison, Ohio. "I'd say between the coming of Wal-Mart, and the passing of generations in local businesses over the last six or seven years, we've had many more failures than successes," says Hillyer, whose $160 million-assets bank has served the community since 1933.
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