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Application of the latent class regression methodology to the analysis of Internet use for banking transactions in the European Union

机译:潜在类别回归方法在欧盟银行交易中互联网使用分析中的应用

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摘要

This paper offers an empirical investigation on the use of the Internet to carry out banking transactions in the European Union. The study focuses on variables such as customers' ownership of diverse financial products and services, as well as their perceptions and attitudes towards financial services and the Internet as a financial distribution channel. The results confirm that ownership of diverse financial products and services, attitude towards finances, and trust in the Internet as a channel for financial operations exert significant influence on Europeans' use of the Internet for banking transactions.
机译:本文提供了有关使用Internet进行欧盟银行交易的实证研究。这项研究关注变量,例如客户对各种金融产品和服务的所有权,以及他们对金融服务和互联网作为金融分销渠道的看法和态度。结果证实,多样化的金融产品和服务的所有权,对金融的态度以及对互联网作为金融运营渠道的信任,对欧洲人使用互联网进行银行交易产生了重大影响。

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