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首页> 外文期刊>Journal of consumer policy >Social Bond Development Through Continuous Indebtedness
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Social Bond Development Through Continuous Indebtedness

机译：通过持续负债发展社会纽带

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The state of being indebted arises when someone borrows money and later on pays it back. Continuous indebtedness is when a person incurs several loans in a row, such as from banks, credit companies and relatives, without paying off the previous ones. The aim of this paper is to investigate how continuous indebtedness changes the structure of social relations. The Theory of the Gift provides a framework to analyse social bonds among people. A qualitative approach was used to conduct in-depth interviews with 19 indebted households. Findings point to four structures of social relationship trajectories that occur as a result of the continuous indebtedness process. These are Positive Gift Relationship, when the debt reinforces a social bond; Negative Gift Relationship, when a social bond is broken; Selfish Gift Relationship when a person wants to get out of a social bond and Vampire Gift Relationship, when the debt arises due to the debtor's desire to attract people of a certain reference group. Understanding how the continuous indebtedness process changes social relationships might help in the development of an action plan to avoid extreme financial situations.
机译：当某人借钱并随后还钱时，就会产生负债状态。连续债务是指某人连续数次从银行，信贷公司和亲戚那里获得数笔贷款而没有还清以前的债务。本文的目的是研究持续负债如何改变社会关系的结构。礼物理论为分析人们之间的社会纽带提供了一个框架。采用定性方法对19个负债家庭进行了深入访谈。研究结果指出了由于持续负债过程而产生的四种社会关系轨迹结构。当债务增强了社会纽带时，这些就是积极的礼物关系；负礼物关系，当社会纽带破裂时；当一个人想要摆脱社会纽带时的自私礼物关系和吸血鬼礼物关系（当债务人由于债务人想要吸引某个参考群体的人而产生债务时）。了解持续债务过程如何改变社会关系可能有助于制定避免极端财务状况的行动计划。

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