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Security Mechanisms for Insolvencies in the Package Travel Sector: an Economic Analysis

机译：包裹旅行部门破产的安全机制：经济分析

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摘要

Company insolvencies can lead to potential financial losses for consumers. Insolvency can clearly also create a severe problem for consumers who are disappointed because the travel that they were anticipating cannot lake place or has to be interrupted. Insolvency may create a negative image for the entire travel sector as well; as a result, the sector itself has developed a variety of guarantee mechanisms. Moreover, governments in some legal systems have also intervened to guarantee compensation to consumers who are confronted with an insolvent travel company. The mechanisms in this respect are quite divergent. En addition, this phenomenon of providing security in the case of insolvency in the package travel sector has not yet been analysed from an economic perspective. Nevertheless, these mechanisms pose interesting questions from an economic viewpoint, inter alia with respect to the rationale for creating such a mechanism, but also related to the issue of whether either the sector itself or the government should organise a security mechanism. The goal of this paper is therefore to examine mechanisms geared to ensure financial compensation to consumers in instances of insolvencies in the package travel sector. A law and economics approach will be used to critically review these security mechanisms. In this ambit, the different mechanisms opted for in the UK, The Netherlands, and Sweden will be displayed and analysed.
机译：公司无力偿债可能给消费者带来潜在的财务损失。破产显然也会给失望的消费者带来严重的问题，因为他们期望的旅行无法停泊或不得不中断，这令他们感到失望。破产也可能给整个旅行业造成负面影响；结果，该部门本身已经开发了各种担保机制。此外，在某些法律体系中，政府也进行了干预，以确保向面临破产的旅行公司的消费者提供赔偿。在这方面的机制差异很大。另外，从经济的角度还没有分析过这种在旅行社破产中提供安全保障的现象。然而，从经济学的角度来看，这些机制提出了有趣的问题，尤其是关于建立这种机制的理由，而且还涉及该部门本身还是政府应该组织安全机制的问题。因此，本文的目的是研究旨在确保在旅行社破产情况下向消费者提供经济补偿的机制。将采用法律和经济学的方法来严格审查这些安全机制。在此范围内，将展示和分析在英国，荷兰和瑞典选择的不同机制。

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  • 来源
    《Journal of consumer policy》 |2013年第4期|425-442|共18页
  • 作者

    Michael G. Faure; Franziska Weber;

  • 作者单位

    Faculty of Law, Metro, University of Maastricht, PO Box 616, Maastricht 6200 MD, The Netherlands,Erasmus School of Law (Rotterdam Institute of Law and Economics), Erasmus University Rotterdam (EUR), 3000 DR Rotterdam, The Netherlands;

    Erasmus School of Law (Rotterdam Institute of Private Law), Erasmus University Rotterdam (EUR), 3000 DR Rotterdam, The Netherlands;

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  • 原文格式 PDF
  • 正文语种 eng
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  • 关键词

    Package travel; Security mechanism; Insolvency; Law and economics; Comparative law;

    机译：包裹旅行;安全机制;破产;法律和经济学;比较法;

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