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首页> 外文期刊>Journal of health economics >Premium subsidies and social health insurance: Substitutes or complements?
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Premium subsidies and social health insurance: Substitutes or complements?

机译:保费补贴和社会健康保险:替代还是补充?

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摘要

Premium subsidies have been advocated as an alternative to social health insurance. These subsidies are paid if expenditure on health insurance exceeds a given share of income. In this paper, we examine whether this approach is superior to social health insurance from a welfare perspective. We show that the results crucially depend on the correlation of health and productivity. For a positive correlation, we find that combining premium subsidies with social health insurance is the optimal policy.
机译:提倡保费补贴作为社会健康保险的替代方案。如果医疗保险的支出超过给定的收入份额,则将支付这些补贴。在本文中,我们从福利的角度研究了这种方法是否优于社会健康保险。我们表明结果至关重要地取决于健康与生产力的相关性。对于正相关,我们发现将保费补贴与社会健康保险相结合是最佳政策。

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