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Insuring against a crisis

机译:防范危机

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摘要

To cope with the major commercial and reputational risk that defective products pose, businesses need to put product safety and wider quality at the centre of their risk management strategies. Simply relying on insurance is not an option. Recalls or rectification programmes are generally not covered and of course a poor claims record for safety or damage problems can lead to substantial premium rises. Defective products can also give rise to serious criminal prosecutions and all the adverse publicity that can entail.
机译:为了应对有缺陷的产品带来的主要商业和声誉风险,企业需要将产品安全性和更广泛的质量作为其风险管理策略的中心。仅仅依靠保险是不可行的。召回或整改计划通常不包括在内,当然,由于安全或损坏问题的索赔记录不佳,可能导致保费大幅上涨。产品缺陷还可能导致严重的刑事诉讼,并可能引起所有不利的宣传。

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