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首页> 外文期刊>Advanced Science Letters >Understanding Financial Knowledge, Financial Attitude, and Financial Behavior of College Students in Indonesia
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Understanding Financial Knowledge, Financial Attitude, and Financial Behavior of College Students in Indonesia

机译：了解印度尼西亚大学生的金融知识，财务态度和金融行为

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Individuals have goals to be achieved throughout their life and require an understanding of financial management to achieve their financial goals. Financial literacy research has increased nowadays, but the results of previous researches have shown an inadequate level of personal financialknowledge among students. This research is conducted with the purpose of illustrating the description of financial knowledge, financial attitude, and financial behavior of college student in Bandung, West Java, Indonesia. The research makes use of primary data obtained from the distributionof questionnaires on associated variables. This research also analyzes the effect of financial knowledge on financial attitude and its impact on financial behavior. Structural Equation Modeling is used in order to determine the causal relationship between related variables. The result of thisresearch shows that descriptively the college students have financial knowledge understanding. They have an agreement with respect to power-prestige, retention planning, anxiety, and achievement-esteem, and also making plans how to reach the financial goals. The results also indicate the effectof financial knowledge on financial attitude and its impact on financial behavior.
机译：个人在他们的生活中实现了目标，并需要了解财务管理，以实现其财务目标。现在的金融扫盲研究已经增加，但之前研究的结果表明学生之间的个人金融水平不足。该研究具有说明大学生在印度尼西亚万隆大学生的金融知识，财务态度和金融行为的描述。该研究利用从相关变量上的问卷调查中获得的主要数据。本研究还分析了财务知识对金融态度的影响及其对金融行为的影响。使用结构方程建模，以确定相关变量之间的因果关系。 ThisResearch的结果表明，描述大学生有经济知识的理解。他们与权力声望，保留计划，焦虑和成就 - 尊重达成协议，并制定计划如何达成财务目标。结果还表明财务知识对金融态度的影响及其对金融行为的影响。

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