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首页> 外文期刊>Journal of International Agricultural Trade and Development >Managing Risk in Cocoa Production: Assessing the Potential of Climate-Smart Crop Insurance in Ghana
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Managing Risk in Cocoa Production: Assessing the Potential of Climate-Smart Crop Insurance in Ghana

机译：管理Cocoa生产风险：评估加纳气候智能作物保险的潜力

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Cocoa production in Ghana increases deforestation as poor landholders encroach into forests to expand production. The management practices proposed in Climate-Smart Cocoa (CSC) can increase livelihoods while concurrently abating deforestation. This study investigates how yield and yield variation are affected by the adoption of CSC practices in order to determine the feasibility of a CSC crop insurance program in Ghana. To answer this question, we divided producers into two groups: those following CSC practices and those not following; then we used a multiple regression model to estimate yield and used the parameters of the model to simulate yields for CSC and non-CSC producers in 19 districts. Our results show that producers who followed the CSC recommended practices had higher estimated yields by 19-25%, were 5-25% less likely to have a yield loss large enough to receive an insurance payment, and the total expenses associated with indemnity payments in an insurance program were 20% less for CSC.
机译：加纳的可可产量增加了森林砍伐，因为贫瘠的土地持有者侵占森林以扩大生产。在气候智能Cocoa（CSC）中提出的管理措施可以增加生计，同时缓解森林砍伐。本研究调查了通过CSC实践的收益和产量变异的影响，以确定加纳CSC作物保险计划的可行性。要回答这个问题，我们将生产者分为两组：CSC实践和不遵循的人;然后我们使用多元回归模型来估计产量并使用模型的参数来模拟19个地区CSC和非CSC生产者的产量。我们的研究结果表明，遵循CSC推荐实践的生产商估计收益率较高为19-25％，屈服亏损足以获得保险支付，以及与赔偿金相关的总费用减少5-25％ CSC的保险计划减少了20％。

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