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首页> 外文期刊>Engineering Dimensions >Fair profit? Competitive rates? Ask your insurance company!
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Fair profit? Competitive rates? Ask your insurance company!

机译：公平的利润？有竞争力的价格？询问您的保险公司！

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摘要

No doubt you've been reading about the huge profits earned in the Property and Casualty Insurance industry, and you may be wondering just how competitive your insurance company is. As your partner, we want to address these issues openly and frankly because we believe that transparency and commitment are the cornerstones of our long-term, successful partnership with Ontario's Professional Engineers. When it comes to pricing, our philosophy is to take the necessary, gradual increases that reflect costs we cannot control. Last year, because the Ontario provincial regulators recognized that our rates were far below those of our competitors, we did take the opportunity to bring our rates more in line. Subsequently, when Ontario regulators legislated a rate reduction, The Personal was excluded because our rates were still significantly below most other insurance providers. One way we measure and manage this is by following two key measures very closely:
机译：毫无疑问，您一直在阅读财产和意外伤害保险行业的巨额利润，并且您可能想知道保险公司的竞争力如何。作为您的合作伙伴，我们希望公开坦率地解决这些问题，因为我们相信透明度和承诺是我们与安大略省专业工程师长期成功合作伙伴关系的基石。在定价方面，我们的理念是采取必要的逐步增加以反映我们无法控制的成本。去年，由于安大略省监管机构认识到我们的费率远远低于竞争对手，因此我们确实借此机会提高了我们的费率。随后，当安大略省监管机构立法降低利率时，由于我们的利率仍远低于大多数其他保险提供商，因此个人税被排除在外。我们衡量和管理此问题的一种方法是非常严格地遵循以下两项关键措施：

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