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首页> 外文期刊>Revista de Economia e Sociologia Rural >Importance of cooperative credit to suppliers of cane sugar: a case study. [Portuguese]Original Title Importancia das cooperativas de credito para fornecedores de cana-de-acucar: um estudo de caso.
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Importance of cooperative credit to suppliers of cane sugar: a case study. [Portuguese]Original Title Importancia das cooperativas de credito para fornecedores de cana-de-acucar: um estudo de caso.

机译：合作信贷对蔗糖供应商的重要性：案例研究。 [英语]信用社对甘蔗供应商的重要性：案例研究。

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摘要

This paper analyzes the importance of cooperative institutions in the Brazilian market of rural credit, focusing on the vision of those who demand loans. For that, a study case was promoted regarding the Rural Credit Cooperative of Sugarcane Suppliers and Cattle Farmers in the Piracicaba Region (Cocrefocapi). The main objective is to show the importance of Cocrefocapi to finance sugarcane suppliers from Piracicaba, analyzing the influence of some factors in the decision of sugarcane suppliers, in order to choose this cooperative as the main financing institution. Two econometric models of qualitative response and a set of descriptive analysis were developed in this study. Results show that the land size is one factor which should be included when the demand for agricultural credit is analyzed. In addition, the econometric evidence shows that, bigger participation in the institutional capital of Cocrefocapi is not a factor which incentives members to borrow money in this Cooperative. On the other hand, although sugarcane suppliers who took loans in Cocrefocapi have chosen this institution because of lower transaction costs, results demonstrate that many of these people took loans in other institutions because they had other economic activities, which are not financed by Cocrefocapi.
机译：本文分析了合作机构在巴西农村信贷市场中的重要性，着眼于那些要求贷款的人的愿景。为此，促进了有关皮拉西卡巴地区（Cocrefocapi）的甘蔗供应商和牛农的农村信用合作社的研究案例。主要目的是表明Cocrefocapi在资助Piracicaba的甘蔗供应商方面的重要性，分析某些因素对甘蔗供应商决策的影响，以便选择该合作社作为主要的融资机构。这项研究开发了两个定性反应的计量经济学模型和一组描述性分析。结果表明，土地面积是分析农业信贷需求时应考虑的因素之一。此外，计量经济学证据表明，更多地参与Cocrefocapi的机构资本并不是激励成员向该合作社借钱的因素。另一方面，尽管由于交易成本较低而选择在Cocrefocapi贷款的甘蔗供应商选择了该机构，但结果表明，这些人中的许多人是在其他机构借贷的，因为他们有其他经济活动，而这些活动不是由Cocrefocapi资助的。

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