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Lending to Small Businesses by Financial Institutions in the United States

机译：美国金融机构向小企业提供贷款

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The funding markets for small firms in the United States consist of multitudes of markets of varying sizes, scattered in widely dispersed geographic areas with various numbers of borrowers and fund suppliers in each market. Banking markets for small firms are no exception - millions of small business owners participate in the business credit card market and smaller numbers of lenders and borrowers participate in each of the thousands of small local financial markets. This paper will provide an overview of developments in the small business lending markets of U.S. financial institutions. Although financial regulatory institutions collect some information, statistics on small business lending remain incomplete. Data from three major sources, the Survey of Small Business Finances (SSBF), Reports of Condition and Income or Call Reports, and data provided in compliance with the Community Reinvestment Act (CRA) are used to provide a more cohesive profile of the small business loan markets in the United States.

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作者
Ou, C.; Williams, V.;
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年度 2009
页码 p.1-32
总页数 32
原文格式 PDF
正文语种 eng
中图分类工业技术;
关键词
Small businesses ; Borrowing ; Loans ; Financial institutions ; Funding ; Banks(Buildings) ; Capital ; Credit ; Credit cards ; Interest rates;

机译：小企业;借贷;贷款;金融机构;资金;银行（建筑物）;资本;信贷;信用卡;利率;

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Lending to Small Businesses by Financial Institutions in the United States

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