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>Penerapan Prinsip “Utmost Good Faith” Pada Pihak Tertanggung Dalam Polis Asuransi Jiwa Terkait Pengajuan Klaim Asuransi ( Studi Kasus Di Pt. Prudential Life Assurance Cabang Yogyakarta )
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Penerapan Prinsip “Utmost Good Faith” Pada Pihak Tertanggung Dalam Polis Asuransi Jiwa Terkait Pengajuan Klaim Asuransi ( Studi Kasus Di Pt. Prudential Life Assurance Cabang Yogyakarta )
The tenet of Utmost Good Faith in an important tenet in implementing life insurance agreement. This tenet is an obligation for the insured to report all of the impotant facts completely and accurately. The insured is obliged to report the information completely without any hidden information. The information reported is about the insured’s poperty condition according to the real condition. Tis tenet is use by the insured as the basic acceptance and submission of insurance. The tenet of Utmost Good Faith is implemeted in advance of the agreement conducted until the closure. The consequence of violating the tenet is insured’s claim will not be covered and the insured will not receive compensation. The insurer has a right to cancel insurance under the policies if the insured violates the regulation. The obligation to conduct this tenet is regulated in Code Civil in Law, KUHD, and Life Insurance Policies.
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