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Systems and methods for extending credit to small and medium-size companies

机译:向中小企业提供信贷的系统和方法

摘要

The present invention relates to a credit account that is established to a trader. A credit limit variable is defined to the credit account.An indication is received that the dealer has accepted a transaction payment account to be charged to the payment account of a customer.An amount of the transaction may be associated with the transaction of the payment account.The indication may also indicate that the transaction of the payment account is authorized by an issuer of the payment account of the customer.There may be a response in real time to the indication to increase instantly the credit limit variable to the credit account of the merchant for a value that corresponds to the value of the transaction.
机译:本发明涉及建立到交易者的信用账户。信用额度变量被定义为信用额度。接收到指示交易商已经接受了将被记入客户的支付额度的交易支付额度。交易的金额可以与支付额度的交易相关联。该指示还可以指示该支付帐户的交易是由该客户的支付帐户的发行者授权的。该指示可以实时响应以立即将信用额度变量增加到该账户的信用帐户。商户获取与交易价值相对应的价值。

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