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System and method for assigning an initial transaction fee tier to a vendor in a payment system with a variable transaction fee
System and method for assigning an initial transaction fee tier to a vendor in a payment system with a variable transaction fee
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机译：用于向具有可变交易费用的支付系统中的卖方分配初始交易费用等级的系统和方法
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摘要
A system makes payments from a payer to a vendor and assesses a variable transaction fee to the vendor. The system comprises a database which associates, for each of a community of payers, identification a rate tier assigned to each vendor to which the payer makes payment. A tier assignment application determines a tier to assign to a vendor by determining: i) an industry sensitivity score based on the type of business the vendor operates; ii) a payer centric spend score; iii) a payer centric frequency score; iv) a network spend score; and iv) a network frequency score. The tier assigned to the vendor is a function of these scores. A payment application, when making payment from the payer to the vendor, determines a transaction fee to apply to the payment by multiplying the payment amount by a transaction rate associated with the tier assigned to the vendor.
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