首页>
外国专利>
System and method for assigning an initial transaction fee tier to a vendor in a payment system with a variable transaction fee
System and method for assigning an initial transaction fee tier to a vendor in a payment system with a variable transaction fee
展开▼
机译：用于向具有可变交易费用的支付系统中的卖方分配初始交易费用等级的系统和方法
展开▼
页面导航
摘要
著录项
相似文献
摘要
A system for making payments from each payer of a community of payers to each vendor of a community of vendors assesses a variable transaction fee to each vendor. The system comprises a database which associates, for each payer, identification a selected rate tier assigned to each vendor. A rate tier assignment application determines an initial rate tier to assign to a vendor by: i) determining an industry sensitivity score, the industry sensitivity score being representative of how sensitive a typical vendor in the same type of business as the vendor is to payment of transaction fees; ii) determining a payer centric spend score; iii) determining a payer centric frequency score; iv) determining a network spend score; and iv) determining a network frequency score. These scores are used to determine an initial rate tier to associate with the vendor. A payment application, when making payment from the payer to the vendor, determines a transaction fee to apply to the payment, the transaction fee being a product of the amount of the payment and the transaction rate associated with the selected rate tier.
展开▼
