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Loan business support system, loan business support methods and loan business support program

机译:贷款业务支持系统,贷款业务支持方法和贷款业务支持程序

摘要

PROBLEM TO BE SOLVED: To provide a support system for loan business to efficiently change various kinds of setting conditions for loans, and to provide a method of supporting loan business and a support program for loan business.;SOLUTION: A control section 21 of a server 20 for supporting loan business acquires conditions and dates of change selected by a loan user through a simulation condition setting screen corresponding to a selected condition change type. The control section 21 executes repayment plan calculation processing for each selected interest. Then, when a change in interest and partial advance repayment are selected, the control section 21 uses a loan calculation formula, where a change interest rate is set, to calculate the amount of repayment that becomes a ground. Then, the control section 21 uses the calculated amount of repayment and a balance after the partial advance repayment for simulation processing to calculate the number of repayment times. A loan calculation formula to which the number of repayment times is set is used to recalculate the amount of repayment.;COPYRIGHT: (C)2010,JPO&INPIT
机译:要解决的问题:为贷款业务提供支持系统,以有效地改变贷款的各种设置条件,并提供支持贷款业务的方法和贷款业务的支持程序。;解决方案:银行的控制部分21支持贷款业务的服务器20通过与选择的条件改变类型相对应的模拟条件设置屏幕来获取贷款用户选择的条件和改变日期。控制部21针对每个选择的利息执行还款计划计算处理。然后,当在兴趣和部分提前还款的改变被选择时,控制部分21使用一个贷款计算公式,其中的改变利率被设置,以计算该偿还成为接地的量。然后,控制部21将计算出的还款额和部分提前还款后的余额用于模拟处理来计算还款次数。设置了还款次数的贷款计算公式用于重新计算还款额。版权所有:(C)2010,JPO&INPIT

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