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Unanticipated transitions: Investigating the financial experience of master's degree students.

机译：意外的过渡：调查硕士学位学生的财务经验。

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摘要

Economic pressures and a challenging labor market have placed a higher value on obtaining a master's degree and increased the financial difficulty students have in earning one. While a master's degree experience is somewhat short in tenure, typically two to three years in length, the ramifications of students' financial management decisions during this period can last a lifetime. The financial reality students face can be difficult to cope with and can affect their academic performance, physical and mental health, and the overall stability of their future. Utilizing Goodman, Waters, and Schlossberg's (2006) adult transition framework, the researcher investigated the financial conditions that master's degree students face, the financial aspects that cause them the most concern during graduate school, and the methods universities are utilizing to address these financial circumstances.;The majority of the master's degree students in this study described navigating through graduate school while facing unexpected financial burdens, heightened levels of debt-induced anxiety, and declines in their health. All the while, these students felt that their institution of higher education did little to assist them with their financial transition. The ramifications of an unanticipated financial transition during graduate school may reach far beyond the present day, as the majority of master's degree students expressed that it may change their plans for the future, alter their future financial stability, and will potentially decrease their overall quality of life. This study adds to the growing body of evidence which points to the serious need for society to reevaluate what higher education is and, more importantly, what it costs.;This study revealed that many master's degree students experience an overarching financial transition for which many are unprepared. This transition contributes to higher levels of financial concern and increased difficulty in adjusting to graduate school. The unanticipated financial transition contributes to increased stress and health problems during graduate school and may significantly shape the students' future quality of life. This study found that the financial transition many master's degree students face during graduate school helps define their overall success, health, financial stability, and future quality of life.
机译：经济压力和充满挑战的劳动力市场为获得硕士学位提供了更高的价值，并增加了学生获得硕士学位的经济困难。虽然硕士学位的任期略短，通常为两到三年，但在此期间，学生财务管理决策的后果可能会持续一生。学生面对的财务现实可能难以应对，并可能影响他们的学业表现，身心健康以及未来的整体稳定性。利用古德曼，沃特斯和施洛斯伯格（2006）的成人过渡框架，研究人员调查了硕士学位学生所面临的财务状况，在研究生期间引起他们最大关注的财务方面以及大学用来解决这些财务状况的方法。;本研究中的大多数硕士学位学生都描述了在研究生院导航时面临的意外财务负担，债务引起的焦虑加剧和健康状况下降。一直以来，这些学生感到他们的高等教育机构在帮助他们进行财务过渡方面几乎没有做任何事情。研究生阶段意外的财务过渡可能会远远超出今天，因为大多数硕士学位学生表示这可能会改变他们的未来计划，改变他们未来的财务稳定性，并有可能降低他们的整体素质。生活。这项研究增加了越来越多的证据，这表明社会迫切需要重新评估什么是高等教育，更重要的是，它要花多少钱。该研究表明，许多硕士学位学生经历了全面的金融转型，其中许多是没有准备这种转变导致了更高程度的财务问题，并增加了适应研究生院的难度。意外的财务过渡会加剧研究生院期间的压力和健康问题，并可能显着影响学生未来的生活质量。这项研究发现，许多硕士研究生在研究生学习期间面临的财务过渡有助于确定他们的整体成功，健康状况，财务稳定性以及未来的生活质量。

著录项

  • 作者

    Curtis, Reed Thomas.;

  • 作者单位

    University of South Carolina.;

  • 授予单位 University of South Carolina.;
  • 学科 Education Finance.;Economics Finance.;Education Higher.
  • 学位 M.Ed.
  • 年度 2009
  • 页码 121 p.
  • 总页数 121
  • 原文格式 PDF
  • 正文语种 eng
  • 中图分类 财政、金融;高等教育;
  • 关键词

  • 入库时间 2022-08-17 11:38:25

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