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Who pays for obesity? Evidence from health insurance benefit mandates

机译:谁为肥胖买单?来自健康保险福利要求的证据

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摘要

Is there an obesity externality? In the late 1990s and early 2000s, many state governments began requiring health insurance plans to cover treatments for diabetes. Using difference-in-difference analysis of restricted geocode data from the 1979 National Longitudinal Survey of Youth to compare wages across states with and without diabetes mandates, I find that obese people pay for all of their own increased health costs in the form of lower wages, rather than passing them on to employers, insurers, and co-workers.
机译:有肥胖症的外部性吗?在1990年代末和2000年代初,许多州政府开始要求医疗保险计划涵盖糖尿病的治疗。通过使用1979年全国青年纵向调查中受限制的地理编码数据的差异分析来比较有糖尿病和无糖尿病的州之间的工资,我发现肥胖者以较低的工资形式支付了自己增加的所有医疗费用,而不是将其传递给雇主,保险公司和同事。

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