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Risk Management for Development-Assessing Obstacles and Prioritizing Action

机译：评估发展障碍和优先行动的风险管理

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Throughout the process of economic and social development, decisionmakers from the household to the state level are confronted with a multitude of risks: from health and employment risks, to financial and political crises, as well as environmental damages and from the local to global level. The World Bank's 2014 World Development Report (WDR) provides an in-depth analysis of how the management of such risks can be improved. In particular, it argues that a proactive and integrated approach to risk management can create opportunities for fighting poverty and achieving prosperitybut also acknowledges substantial obstacles to its implementation in practice. This article presents and discusses these obstacles with respect to their causes, consequences, interlinkages, and solutions. In particular, these include obstacles to individual risk management, the obstacles that are beyond the control of individuals and thus require collective action, and, finally, the obstacles that affect the ability of governments and public authorities to manage risks. From these obstacles, this article derives a policy roadmap for the development of risk management strategies that are designed not only around the risk they have to cope with, but also around the practical obstacles to policy implementation.
机译：在经济和社会发展的整个过程中，从家庭到州一级的决策者都面临多种风险：从健康和就业风险到金融和政治危机，以及环境破坏，从地方到全球。世界银行的《 2014年世界发展报告》对如何改善此类风险的管理进行了深入分析。特别是，它认为，采取积极和综合的风险管理方法可以创造与贫困作斗争和实现繁荣的机会，但也承认在实践中实施该方法存在重大障碍。本文介绍和讨论这些障碍的原因，后果，相互联系和解决方案。特别是，这些因素包括个人风险管理的障碍，个人无法控制的障碍，因此需要采取集体行动，最后，这些障碍会影响政府和公共当局管理风险的能力。从这些障碍中，本文得出了制定风险管理策略的政策路线图，该路线图不仅围绕必须应对的风险而设计，还围绕政策实施的实际障碍而设计。

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