• 主题
高级搜索  >
历史搜索 清空历史
首页> 外文期刊>International Journal of Rural Management >Financial System Approaches to Microenterprise Development: A Comparison of SHG Bank Linkage and MFI Model in Maharashtra
【24h】

Financial System Approaches to Microenterprise Development: A Comparison of SHG Bank Linkage and MFI Model in Maharashtra

机译：微型企业发展的金融体系途径：马哈拉施特拉邦SHG银行联系与MFI模型的比较

获取原文
获取原文并翻译 | 示例
           
页面导航
  • 摘要
  • 著录项
  • 相似文献
  • 相关主题

摘要

Microenterprise development (MED) has been recognized as an important strategy for employment generation and poverty alleviation in developing countries. Microfinance has been identified as an important approach to help the poor in getting access to financial services. Among microfinance, self-help group (SHG) bank linkage and microfinance institution (MFI) models are the major models in India. The present study is about critically analyzing and assessing the workings of these approaches. The major objectives of the study are (a) to understand the approach, design and process of implementation of microfinance approaches, (b) to analyze the performance of microfinance approaches as a tool for promo-' tion of microenterprise and (c) to identify the factors influencing the performance of microenterprises. Using primarily the case study method of research, both qualitative and quantitative data were collected including carrying out a limited survey of micro-entrepreneurs with these interventions. The study has adopted a descriptive analysis method. Intra- and inter-case analysis has been carried out. The study concludes that financial system approach has been useful in helping poor people in establishing their microenterprise but failed to help them in expansion of the activity due to higher interest rate (MFI model) and limitation on loan amount (SHG model). Despite their limitation of loan amount, SHG bank linkage model has come out as a better approach in promoting microenterprises.
机译：微型企业发展（MED）已被认为是发展中国家创造就业和减轻贫困的重要战略。小额信贷被认为是帮助穷人获得金融服务的重要途径。在小额信贷中，自助团体（SHG）的银行联系和小额信贷机构（MFI）的模型是印度的主要模型。本研究是关于批判性地分析和评估这些方法的工作。这项研究的主要目标是（a）了解小额信贷方法的实施方法，设计和过程，（b）分析作为促进微企业​​的工具的小额信贷方法的绩效，以及（c）确定影响微型企业绩效的因素。主要使用案例研究方法，收集了定性和定量数据，包括使用这些干预措施对微型企业家进行的有限调查。该研究采用了描述性分析方法。进行了案例内和案例间分析。该研究得出的结论是，金融系统方法在帮助穷人建立微型企业方面很有用，但由于较高的利率（MFI模型）和贷款额度限制（SHG模型）而未能帮助他们扩大活动范围。尽管它们的贷款额度受到限制，但SHG银行联动模型已经成为促进微型企业的更好方法。

著录项

相似文献

  • 外文文献
  • 中文文献
  • 专利
获取原文

客服邮箱：kefu@zhangqiaokeyan.com

京公网安备：11010802029741号 ICP备案号：京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有

  • 客服微信

  • 服务号